HHS overturns Trump’s extended short-term plan coverage

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The Department of Health and Human Services, joined by other departments, is cracking down on what they call junk insurance plans, in a final rule released today.

The Departments of Health and Human Services, Labor and the Treasury have released the Short-Term, Limited-Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage, or “Junk Insurance,” Final Rule.

The rule limits short-term plans to no more than four months, instead of the current three years set under the Trump administration in 2018.

WHY THIS MATTERS

Short-term, limited-duration insurance is health insurance designed to fill temporary gaps in coverage when an

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